The Financial Planning Process: Why And How
Planning personal finances used to be the worry of the wealthy and their worryusually preservation of wealthwas attended to by teams of trust officers and lawyers. Many of todays middle class families have different concerns: funding retirement educating children protecting assets and coping with unexpected changes in health, employment, and marital situations. But, whether your goal is to build or protect assets, it may be better
Navy Federal Credit Union Coming On Wednesday December 7th At 1pm With Discussion On Budget: Can I Afford It
Posted on December 3, 2022 by East Lyme
Budget: Can I afford it? in this short presentation with time for questions, we will go over budgetingeffectively and planning for the future along the way. Our main goal is to help attendees on theirfinancial journey, whatever it may look like. We will discuss topics such as wants versus needs,evaluating and controlling spending habits, and give some tools and tips on paying bills on time.We will also spend time focusing on setting goals and priorities for a healthy financial journey!Registration begins Dec 1st. Please register by Tue, Dec 6th.
Posted on December 3, 2022 by East Lyme
The Senior Center office will begin taking appointments for Tax-Aide assistance Mon, January 9th.Appointments will be held on Mon and Fri mornings beginning Feb 6th and will end on Mon, Apr 10th.
Torin Ruleman 19 Was Charged With Several Felonies After 4
EAST LYME, CT A 19-year-old East Lyme man was charged with the battery of his four-week-old twins, who suffered numerous fractures, police said.
Last month, the East Lyme Police Department was contacted by a medical office in Old Saybrook,reporting about infants with physical injuries treated at the location, according to a police report.
Torin Ruleman, who was arrested Monday, was charged with first-degree reckless endangerment, second-degree assault with intentional physical injury, and two counts of risk of injury to a child. He was held on $200,000 bail.
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East Lyme Man Accused Of Abusing Twin Infant Daughters
EAST LYME, CT A man from East Lyme is accused of abusing his infant twin daughters, according to police.
The four-week-old twins were then taken to Yale New Haven Hospitals emergency room, police said.
East Lyme police found one of the infants had 13 fractures while the other one had eight.
Torin Ruleman, 19, was taken into police custody on November 21, authorities said.
Police told Eyewitness News Ruleman is the infants father.
Ruleman was charged with two counts of cruelty to persons, two counts of risk of injury to a child, two counts of assault with intent of serious physical injury, and two counts of reckless endangerment first-degree.
He is held on a $200,000 bond and appeared in New London court on Tuesday.
According to court paperwork, one infant had 13 fractures on different parts of her body, including her ribs, arm, and leg. They were all in different stages of healing. The other infant had 8 fractures.
When doctors asked Ruleman how these fractures happened, he says he would toss the infants in the air and catch them.
The accused stated that he routinely did this to both victims, stating when they were approximately one week old, as a means to stop them from crying, court paperwork states.
Ruleman also allegedly told police he once fell asleep with one of the girls on him, and that she dropped onto the floor.
Ruleman allegedly told investigators he has anger issues, and that the incidents make him think hes not fit for parenthood.
East Lyme Father Charged With Assaulting His 4
WARNING: This story contains graphic content that some might find disturbing.Discretion is advised.
EAST LYME, Conn. An East Lyme father charged with physically assaulting his 4-week-old twin daughters faced a judge Tuesday.
East Lyme police arrested Torin Ruleman, 19, on Monday about a month after he and his girlfriend brought their daughters to Gales Ferry Pediatrics in Old Saybrook on Oct. 13 for their 1-month check-ups. According to court documents obtained by News 8, the couple told staff they heard a clicking noise in the rib area of both victims.
The girls were taken to the emergency room at Yale New Haven Hospital after x-rays showed rib fractures. Authorities said the pediatrician contacted the East Lyme Police Department the same day to report suspected abuse.
The observations of the pediatrician, first and foremost, in this case, are really what led to where we are today, East Lyme police Chief Michael Finkelstein said.
Court documents revealed Ruleman told police he got the idea to toss his babies into the air by watching a YouTube Shorts video and thought it was adorable. He said he started routinely tossing both babies into the air when they were approximately 1 week old to get them to stop crying.
Ruleman told investigators that one baby rolled off the bed onto a roll of paper towels, but according to court documents, a Yale New Haven pediatrician said the twins suffered their injuries due to repeated acts of physical abuse.
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Twin Haven Apartment Renovation
East Lyme, CT 06333 Category Construction Complete as of November 2020 Bids Due
|Existing Conditions, Demolition, Selective Demolition, Selective Interior Demolition.
|Division 06 –
|Wood, Plastics, and Composites, Rough Carpentry, Finish Carpentry.
|Division 07 –
|Thermal and Moisture Protection, Dampproofing and Waterproofing, Thermal Protection.
|Division 08 –
|Openings, Doors and Frames, Windows.
|Division 09 –
|Finishes, Plaster and Gypsum Board, Ceilings, Flooring, Painting and Coating.
|Division 21 –
Energy Assistance For 22/23 Fall And Winter Season
Posted on December 3, 2022 by East Lyme
Applications for the Connecticut Energy Assistance Program are being taken at the New London office of TVCCA. Thatoffice can be contacted at 860-425-6681 to make an appointment. The Senior Center will assist the Senior and Disabledpopulation of East Lyme with their applications. Call the Senior Center at 860-739-5859 for an appointment.For residents who reside in Twin Haven and the AHEPA housing complexes, please look forsignup sheets in your buildings.To be eligible:In a one-person household, income can be NO greater than $39,027. In a two-person household, income can be NOgreater than $51,035.The following information is required:1. Proof of income sources: copy of most recent monthly check or copy of an award letter or copy ofmost recent bank statement showing the direct deposit. If you are employed you must provide a copy of your four mostrecent consecutive pay stubs. Dividends, annuities or interest income . Copy of astatement for the most recently completed period.2. All households must provide a copy of their most recent ENTIRE electric bill from Eversource.3. If a household heats with oil, bring the name of your vendor.4.If a household heats with natural gas or propane, bring your most recent ENTIRE statement.Please remember all members of the household who receive income must report their income.
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Find Out What’s Happening In The Lymeswith Free Real
In response to Patch questions, East Lyme Police Chief Michael Finkelstein said their mother is not being charged “at this time.”
During the investigation, the report reads, detectives determined that one infant “had 13 fractures on different parts of its body in various stages of healing, while the other had eight.” According to the report, the infant twins were taken to the Yale New Haven Hospital emergency department in New Haven.
Twin Haven Apartments: Low Income/subsidized Private Rental Housing For Older Or Disabled Adults
- Address39 Upper Pattagansett RoadEast Lyme, CT 06333
- HoursHours vary: Usually T,Th: 9am-5pm, W: 1:30-5pm
- Area Served:New London County – East Lyme, New London County – Niantic
- Fees:Fee varies
- Application Process:Apply in person or call to request an application
- Eligibility Requirements:Income restrictions, Ages 62+ or ages 18+ with disabilities
- Payment/Insurance Accepted:Please contact provider for accepted forms of payment.
- ADA Access:Please contact facility for accessibility information.
Tell us about the person you’re helping:
- Please contact provider for languages spoken by staff.
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Why Psychology Is Important In Financial Planning
Financial planning isnt only about crunching numbers and making projections, as a book released by the Certified Financial Planner Board of Standards seeks to illuminate the importance of psychology to the professionCFP Board released in April The Psychology of Financial Planning, which explores what Joseph Maugeri, managing director of corporate relations, describes as identifying and responding to attitudes, behaviors and situations that impact financial decision
Key Peopleat Twin Haven Inc
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What are Form 990s?
Form 990 is a US IRS form that provides the public with financial information about nonprofits, including charitable foundations. It allows the IRS and the public to evaluate an organization and is filed annually.
How should I use Form 990s?
Form 990s provide critical insight to know if a foundation is a good match for you or your organization. Using Form 990s, Instrumentl shows you key information about a foundation’s historical giving such as their past grantees, average grant amounts, giving frequency, location preferences, and current board members.
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About Twin Haven East Lyme:
Twin Haven East Lyme is located at 39 Upper Pattagansett Rd in East Lyme, CT – New London County and is a business listed in the categories Unfurnished Apartments, Social Services & Welfare, Apartments Unfurnished, Other Individual And Family Services, Individual And Family Social Services and Individual & Family Services. After you do business with Twin Haven East Lyme, please leave a review to help other people and improve hubbiz. Also, don’t forget to mention Hubbiz to Twin Haven East Lyme.
Categories: Unfurnished Apartments, Social Services & Welfare, Apartments Unfurnished, Other Individual and Family Services, Individual and Family Social Services and Individual & Family Services
What Are The Key Components Of A Financial Plan
What are the key components of a financial planHelp prepare for the what-ifs that can derail people financially, and give clients time to digest recommendations regarding debt management, cash flow and future planningBy MDRTGather all relevant financial documents and gain an understanding of day-to-day spending.Using hard facts and soft facts, identify the current situation and explore goals, objectives, concerns, and risk tolerance.
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Elderly Housing Management Provides Management Services Including:
- Financial management and bookkeeping services
- Physical property management and maintenance through on-site staff
- In-house services and contracted services and regulatory compliance through on site staff that are continually trained in all aspects of regulatory compliance specific to the property
- Agency law and Fair Housing laws.
Additionally, EHM emphasizes maintaining the quality of resident lives through resident service coordination services which enable residents to age in place safely and successfully. Elderly Housing Management, Inc., is a tax exempt organization that manages primarily non-profit low and moderate-income elderly housing complexes.
The majority of the management portfolio consists of properties funded primarily with mortgage financing from the US Department of Housing and Urban Development the US Department of Agriculture, Rural Development the Internal Revenue Service Low Income Housing Tax Credit program , State of Connecticut Department of Economic and Community Development , and the Connecticut Housing Finance Authority .
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